1. Add oil to large skillet and place over medium heat.
2. Add pepper, onion, and garlic; cook until tender, stiring occassionally.
3. Add ham; cook until browned, stirring occassionally.
4. Add tomatoes, beans and seasonings; cook until heated through, stirring occasionally.
5. Stir in rice; turn temperature to low and simmer for 5 to 10 minutes, letting the rice soak in the liquid.

Seriously tweaked from Weight Watchers TurnAround Program Cookbook